Sunday, April 23, 2006
onE AmbEr - Above the Rest
this SuNday badminton game a bit late than usual, so early wake-up and got not much thing to do beside makan our breakfast at United SQ, what else we gonna do?
hmm...
stef - why not properties shopping? u guys heard of one amber, just launch only lei
john - where, how much?
loye - district 15
me - waleu, u both damn loaded, i tot u just bought a condo at marine parade, now wanna aim another one again?
loye - oh, near east coast there, freehold lei, nowadays not many are freehold condo available, good for investment mah
stef - john, u wanna share or not? or me n loye get one, then u get one yrself lar, how?
john - for investment, good.. stay nope, cos i'll not retired or stay here for too long
stef - ok lar, we go n have a look
me - price, how much, pricing?
loye - we go there now lar, check it out man!
stef - 2 bedrooms ard 700-800k, 3 bedrooms ard 900k to 1.2 mils
loye - can get the 2 bedrooms, ard 1000 sq feet lei, like a 4-rms flat
john - seems good deal, moreover freehold, worth considering too
me - hdb 4 rms only 170k lei, max 200k
loye - diff, this one district 15 (the 4th most expensive after district 9, 10 & 11)
stef - go, go, go now.. dun make noise anymore
One Amber comprises four 23-storey residential towers with a total of 562 spacious apartment units.
One Amber was crafted with a variety of landscaping and facilities to create a sense of belonging and warmth in a conductive living environment.
we reach there
my buddies are right, 4 ambers (amber one to four) and each design to face the waterfront n pools, but the 2 bedrooms unit are very less, only 2 ambers have 2 bedrooms unit
when we ask on the 2 bedrooms unit, the sales guy caution us - better be quick, only less than 15 units left lei, the 1st day launch... more than 50% of the 562 units are snap away.
err.. sad to say, i can't even snap one, probably can snap the toilet of a unit only.
poor guy like me can only afford a hdb flat, haiz... so disappointing, so irritating.
ok, lemme do some calculation here.
assume the condo unit is SGD750k
assume yr cpf got 100k
10% downpayment = 75k (5% cash - 35k)
all those stamp, misc fees = dun dare to calculate
interest rate = 2.6%
repayment over 30 yrs period = almost 2.7k monthly
this not inclusive of the monthly maintenance fee, assume it is ard 300 bucks, so the monthly replayment is ard 3.0k
so SGD3000 is the monthly repayment
ok lor.. if the couple earning ard 10k monthly, then can think of it.
only if u earn 10k total monthly income, then u're comfortably one one of the unit at amber one, agree?
10k - 20% cpf = 8k
a normal family car monthly repayment = 1.5k
condo monthly repayment = 3k
so total useable disposable income = ard 3.5k (food, insurance, misc, etc... )
u think enough?
hmm... my those idiotic buddies, walau... damn loaded lei
guess it is time for me to find a loaded girlfriend, die-die also at least earn ard my salary or.. the more, the merrier
not pretty nvm lar, rich good enough liao.
sMurFy at ... [ 11:59 PM ]
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